Whealthcare Planning recommends that clients prepare financially for these outcomes by updating their estate planning documents, creating a financial plan, documenting their long-term care plan and completing an advance directive.
McClanahan emphasizes the importance of remaining nonjudgmental, even if a client ignores a doctor’s medical advice or continues to engage in self-destructive behavior like smoking or heavy drinking. “We need to plan for who people are,” she says, “and not who we want them to be.”