Scott Smith, 59, lives in Cornelius, North Carolina, near Charlotte. Only one insurer -- Blue Cross and Blue Shield of North Carolina -- offers insurance on the Obamacare marketplace in most of his state. He and his wife were paying close to $2,200 each month for an insurance plan with a high deductible, so they started looking into short-term coverage this year.
Smith was rejected after the insurer found out he had a skin cancer lesion removed years ago, and decided to go without insurance. His wife, though, was ultimately able to get coverage for about $1,300 for a year by combining multiple short-term plans.
“Hands down, I’d do the same thing again,” Smith said.
Letsos, too, said all she wanted was an option to buy a plan she liked. Just months away from when people can sign up for Obamacare’s 2019 coverage, she said she’s getting robocalls advertising more short-term plans she’s never heard of, promising to let her keep her doctors for a lower sticker price.
“Do we just take some junk plan and put up with that?” Letsos said. “I am not one to sit back and wait for somebody to give me permission to go get the care I need.”
This article was provided by Bloomberg News.