Many teens are pessimistic about their financial futures and feel they will not be out from under their parents’ wings by the time they are 30 years old, according to a survey by Junior Achievement USA and Citizens Bank.

Thirty-seven percent of teens think they will be still be dependent on their parents more than a decade down the road, said the survey, released Wednesday, which included 1,000 people aged 13 to 18.

“These survey findings show a disconcerting lack of confidence among teens when it comes to achieving financial goals,” Jack Kosakowski, president and CEO of Junior Achievement USA said in a statement. “With a strong economy, you would think teens would be more optimistic. It just demonstrates the importance of working with young people to help them better understand financial concepts and gain confidence in their ability to manage their financial futures.”

While the survey found that 74 percent of respondents believe they will own a car by the time they are 30, the numbers around other key financial milestones are much lower, with 60 percent believing they will own a home, 44 percent believing they will begin saving for retirement and 43 percent believing they will have paid off student loans by that age.

Forty percent of female and 34 of male respondents said they probably will make less than $35,000 a year in their first full-time job. 

The survey also found that 62 percent of teens have set current financial goals of graduating from college and having a full-time job, as well as trying to be financially independent from their parents, the survey said.

“It’s clear that more has to be done to help prepare students for the future, whether it is through helping them navigate paying for college or educating them on how to manage their money by establishing savings and checking accounts,” Brendan Coughlin, president of consumer deposits and lending at Citizens Bank, added in a statement.

The survey also found that 64 percent of teens turn to their parents or caregivers for financial advice, followed by other family members, friends and online resources, such as articles and social media.

Sixty-one percent of the teens who are working while going to school are saving money in a bank account. Twenty-two percent of teens are earning money by working independently, compared with 16 percent last year.