More than half of the respondents, 54 percent, said they are likely to defer their student loans after graduation.
Half of the respondents, 47 percent, also worried that their debt would prevent them from making a major purchase, and 42 percent feared that their debt would negatively impact their credit score.
On top of the student loan debt, the average respondent said they also have $2,573 in credit card debt. Thirty-one percent of the graduates say they have already maxed-out a credit card.
The survey was conducted April 11-19, 2016 among 1,000 U.S. college students who expect to graduate within the next six months.