Medicare can initially deny payment for a drug a client needs to live.
“But ‘no’ doesn’t necessarily mean a final no, particularly with support from a doctor,” said Riccardi.
The first thing participants must do is compare the costs and coverage of original Medicare, Medigap and Medicare Part D prescription drug plans and Medicare Advantage programs.
For people enrolled in traditional Medicare, adding a Medigap plan may be the most financially advantageous move. While this means another premium to be paid, there will be savings because all out-of-pocket costs are covered, said Riccardi.