Some seniors make a big mistake by retiring to a state beyond their means, according to WalletHub, a personal finance website.

Even worse, there are seniors retiring to these states on just a Social Security check or pension. WalletHub says neither is sufficient to cover all living expenses even in the most affordable areas of the U.S., let alone the nation's most expensive retirement destinations.

WalletHub compared 50 states across 47 key indicators to determine which are the least affordable, have the least available healthcare options or offer the worst overall quality of life on a fixed income.

Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for retirement. WalletHub then calculated each state’s weighted average across all metrics to determine its overall score and used the resulting scores to rank its 50-state sample.

Here, in ascending order, are WalletHub’s top 10 worst states to retire to in 2020.

10. Louisiana

Come to Louisiana for Mardi Gras, jazz and Cajun cuisine, but not to retire there. While Louisiana ranks 10th in affordability, it ranks 43rd in healthcare, 44thin quality of life and 47th in lowest life expectancy. Total Score: 48.29