For folks who want to track their personal information without shelling out a monthly fee, Capital One’s CreditWise features include:
• Social Security number alerts: You’ll get a notification if your Social Security number is used to apply for credit. The alerts also note the names and addresses associated with credit applications linked to your SSN.
• Alerts from Experian and TransUnion: These will notify you about meaningful changes on your credit reports, such as hard inquiries. (Previously, CreditWise users could get these alerts only from TransUnion.)
• Dark web alerts: The so-called “dark web” is a part of the internet that’s not accessible to traditional search engines, where personal information is illegally bought and sold. You’ll get notified if your SSN or email address is found there.