According to other surveys, of the main reasons people don’t own life insurance is that people think life insurance is way more expensive than it actually is.
The antidote to people thinking that life insurance is more expensive than it actually is to go look at the rates. You can easily check out the cost of term life insurance at QualityTermLife's website.
Millennials can see that term life insurance is totally affordable. No reason to go without if you have dependents, debt and minimal savings.