A study released Tuesday by the Health Care Cost Institute found that workers in high-deductible plans with savings accounts used less health care services than workers with other insurance coverage, but ended up spending more out-of-pocket. The study didn’t look at premiums, which are often lower for high-deductible plans.
The Kaiser study, based on a survey completed by more than 1,900 firms, looks at how about 150 million people in the U.S. get their health coverage. Almost all firms with at least 100 workers offer health plans, while only half of those with fewer than 49 employees do so.
This article was provided by Bloomberg News.