The Swiss bank's rehabilitation and return to sustainable profitability will be a long and uncertain process.
People worldwide are abandoning brick-and-mortar to engage with financial services on the web or by mobile app.
The Swiss banking giant UBS appears to be in a slightly less worrying position than some of its European peers.
Earnings growth will rely heavily on lending and structured products.
Banks and tech companies need to overcome a number of obstacles for AI to succeed in tackling money laundering.