Workers in the health-care industry are not only feeling great stress from the Covid crisis, but according to Fidelity Investments research, they are also burdened with the most student loan debt—nearly $10,000 more than those in the next most burdened industry, on average.

Data from Fidelity’s Student Debt Tool, derived from nearly 200,000 loans reported, showed that private health-care workers and social workers have an average student loan balance of $72,800 and are paying on average $690 a month.

Those who work in higher education are the next hardest hit, with an average loan balance of $63,100 and an average monthly loan payment of $590. Those who work in non-profit health care have $56,000 in debt and an average monthly payment of $530, while professional scientific and technical service employees have an average of $53,000 in debt and an average monthly payment of $560. Those working in information services have $47,700 in loan debt and a $480 average monthly payment.

Of the 44 million Americans owing an estimated $1.67 trillion in student debt, baby boomers are most affected, the data shows, partly because of Parent PLUS loans they secured for their children. They have an average loan debt of $57,000 with an average interest rate of 6.2% and an average loan payment of $600. Generation X has an average loan debt of $51,900, with an average interest rate of 5.4% and an average payment of $480. And millennials carry a loan balance of $46,800 with an average interest rate of 5.3% and an average loan payment of $490.

Many individuals are also neglecting their retirement savings or dipping into them to pay down student loan debt, the research showed. More than a third contributed zero to only 5% of their salary toward their 401(k). Seven percent contributed nothing, while 19% have an outstanding loan against their 401(k).

A provision of last year’s CARES Act allowed employers to help their employees pay down student loan debt. The provision was slated to expire at the end of 2020, but the stimulus package in December included an extension for five years, until December 31, 2025.

The provision, Fidelity noted, allows employers to contribute up to $5,250 to an employee’s student loans each year, and the money paid is considered tax-free to both employee and employer.