RBC Global Asset Management (U.S.) Inc. is the advisor for the RBC Funds. The funds are distributed by Quasar Distributors LLC.

To obtain a copy of each fund’s prospectus, visit the RBC GAM U.S. website, or call (800) 422-2766.

New Online Underwriting Tool Delivers Instant Life Insurance Quotes

Life insurance applicants can now receive an accurate, real-time underwriting quote from their advisor through Lincoln Financial Group’s new online self-service tool, Spectra.

Spectra uses Lincoln’s automated underwriting guidelines to provide advisors with quotes on behalf of clients. The quotes cover more than 200 medical, avocational and occupational risks, without the need to e-mail or call a Lincoln underwriter.

Advisors can access Spectra 24 hours a day, seven days a week for instantaneous quotes on all permanent and certain term life insurance products. The simple user interface makes it easy to enter data, and the tracking capabilities allow advisors and underwriters to link the quote to formal case submissions. The tool can also provide a range of quotes if the full details of a client’s impairments are not known.

Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Annuities Genius Offers One-Stop Sales Platform

Annuities Genius has made it easier than ever before to sell annuities, according to its website and company founder, David Novak.

With just one click, the one-stop platform compares every single annuity from the 114 carriers currently available, and new ones are being added daily. All you have to do is walk your prospective client through a few simple questions, enter his or her answers, and in seconds you can provide that person with the annuity that best fits his or her needs.