“My approach is always holistic; I’m concerned with everyone in the family,” he noted.
Every year, he said, he makes it a point to have a yearly conversation with his clients to better assess their current financial status and to see if they can’t finance areas important to everyone, such as planning a family trip, particularly if the money is there and is not needed by the special needs child because they have access to government funding.
“My feeling as a planner is that we have one life to live and we should enjoy it,” he said. “When somebody comes in for one meeting, its a good feeling when that person leaves with a better financial plan than they had when they entered.”
Wrubel is the author of “Protect Your Family,” and “Financial Freedom for Special Needs Families: 9 Building Blocks to Reduce Stress, Preserve Benefits, and Create a Fulfilling Future,” both available on Amazon in print and digital format.