2. Panama
With well-established expat communities in Panama City, Coronado and Boquete, retirees who relocate to Panama will find a friendly face wherever they go. The country appreciates its growing community of American retirees, too, scoring a 96 in senior benefits/discounts. Despite a not-so-great 63 in development, change is coming, according to IL expats. Total Score: 85.8.