401k

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Solving For X

by Matt Matrisian

Generation-proof your business to ensure growth opportunities as boomers retire.

Fidelity Reports Record DC Additions Of $40.5 Billion In First Half

by FA Staff

Defined contribution commitments totaled $40.5 billion for the first half of this year, the firm reported today.

401(k) Loans Drain Retirement Dollars

by FA Staff

Participants who take out loans from 401(k) accounts are more likely to make lower contributions, says New York Life.

Monthly Income Stream Is A ‘Must Have’ For Retirees, Study Finds

by FA Staff

Eighty percent of defined contribution participants believe a guaranteed monthly payout benefit is a ‘must have’, according to a study released today by State Street Global Advisors.

High Fees, Poor Choices Vex 401(k) Participants, Study Says

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High-cost investment choices by consumers and fiduciaries are substantially hurting 401(k) returns, according to a new study.

Bull Market Confirmed Through 2013 By 23 Years Of Rallies

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The broadest rally in U.S. stocks since at least 1990 signals the bull market for America’s largest corporations will last at least until the end of the year, if history is a guide.

Key Features Significantly Increase Retirement Plan Participation, Study Finds

by FA Staff

Retirement plan participation rates increase up to 70 percent when plans use key design features, new research shows.

Clients WIth An Advisor More Focused On Retirement Savings, Survey Says

by FA Staff

Saving for retirement is a major objective for 77 percent of defined contribution plan participants who work with a financial advisor—20 points higher than the percentage of those who do not have...

Guardian: Small-Plan 401(k) Market Presents Opportunity For Advisors

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Time and resource management are key challenges that are preventing advisors from participating in the multi-billion dollar micro- to small-plan retirement market, Guardian surveys find.

PBGC Considers Orphan IRA Assistance

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The Pension Benefit Guaranty Corporation is considering establishing services to help participants and beneficiaries find missing IRA accounts.

Supreme Court Decisions Bring Financial Advantages For Gay Clients

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The U.S. Supreme Court decisions that strike down the federal Defense of Marriage Act and basically permit gay marriage in California offer financial benefits for same-sex couples.

Savings Decrease As Health Costs increase, Study Shows

by FA Staff

In many cases, savings for retirement decreases as employees spend more to cover health care costs, according to a recent study of workplace savings.

Financial Organizations Protest Bill On Fiduciary Definition

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Seven financial services industry and consumer organizations are protesting a bill pending in Congress that the organizations say would harm consumers by hindering the DOL and SEC from making changes...

Congressional Members Ask For Care In Redefining Fiduciary

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Members of the Congressional Black, Hispanic and Pacific Asian caucuses have asked the Department of Labor to not harm their constituents in revising the definition of a fiduciary.

Professionally Managed 401(k) Accounts On Rise

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Thirty-six percent of 401(k) participants used professionally managed accounts in 2012—a percentage double what it was five years earlier and on track to hit 55 percent in five years, according to...

U.S. Department Of Labor Launches Online Retirement Tool Kit

by FA Staff

Three government agencies worked together to create retirement resource.

Five Ideas To Create Opportunity

by Harry Dalessio

Retirement plan advisors have a tremendous opportunity to retain and grow business.

Social Unrest Possible If Retirement Security Not Fixed, Warns Benefits Official

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Social unrest is possible in the long term if the retirement security and federal deficit issues are not fixed, American Benefits Council President Jim Klein warned today.

Fiduciary Rules Coming For Pension Advisors, DOL Official Says

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Federal rules on the fiduciary responsibility of financial advisors to pension plans should be proposed by the U.S...

Guardian Retirement Solutions Expands National Sales Team

by FA Staff

Michael Fennessy, John Jennings and Jonathon Matson join the firm as regional vice presidents.

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