Index Annuities

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Will Fed Rate Cuts Make Fixed Annuities Less Desirable?

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Fixed annuity rates have already started to decrease in anticipation of Fed cuts, advisors say.

Retirees Rally Around RILAs

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Registered index-linked annuities have benefited from Fed moves and demographic trends.

Annuity Sales Set Record With Double-Digit Q2 Gains

by FA Staff

Fixed-indexed and registered index-linked annuities drove the surge in sales, Limra said.

Why Annuities Belong In Clients' Retirement Income Plans

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Amid a retirement income crisis, the insurance industry has become more creative in its product development.

Luma Makes Annuities Available To Pershing Advisors

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Luma's platform provides annuity products along with marketing and education tools.

How Interest-Rate Cuts Might Affect Annuity Holders

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There could be an advantage to buying annuities before rates decline.

Independent Channels Drive Record Annuity Sales in 2023, Says Limra

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Total sales by independent agents and broker-dealers grew 29% last year.

DPL And Orion Announce Expanded Partnership

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Advisors on Orion's platform will have access to DPL's commission-free annuity marketplace.

A $700 Billion Insurance Product Is Powering The U.S. Credit Market Rally

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Annuit sales reached a record high of $385 billion last year.

New Small Business Retirement Plan Mandate Creates Federal IRA

by FA Staff

Small firms with 10 or more workers would be required to auto-enroll employees in a plan.

What Holds Clients Back From Annuities?

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Potential buyers say they like these products, so why don't they jump in?

Don't Be Afraid Of Annuities. Your Clients Aren't

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Advisors were also once reluctant to adopt managed accounts, too. But they got over it.

Annuity Sales Top Records Set In 2022, Limra Says

by FA Staff

Strong economic conditions coupled with growing demand for protected investment growth pushed sales to $385B in 2023.

What Holds Clients Back From Annuities?

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Potential buyers say they like these products, but why don't they jump in?

DOL Annuity Rule Proposal Helps Investors Guard Against Conflicts, Proponents Say

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Supporters of the rule weighed in on the last day to offer public comments.

DOL Fiduciary Proposal Will 'Undoubtedly' Face A Lawsuit, ERISA Attorney Predicts

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Insurance and independent brokerage industries will be hardest hit, Fred Reish says.

SEC Proposes Streamlining Index Annuities Registration Process

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The proposal would require insurers to better explain fees and complexities.

DPL Financial To Acquire AnnuityFix

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AnnuityFix helps advisors become independent from the broker-dealers that control their clients' annuities.

Annuity Sales Hit Record $183 Billion In First Half Of 2023

by FA Staff

The equity market has helped stimulate annuity sales, according to LIMRA.

Models Used To Sell Fixed-Indexed Annuities Are Often Misleading, Morningstar Says

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Some of the illustrated returns used in marketing the products are overly optimistic, the research firm says.

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