Morningstar is offering investors a tool that allows them to get a truer picture of their personal stock and fund investment returns.
   The investment research and data company says the tool is contained within its Portfolio Manager and allows individual investors to track personal returns, including the impact transactions and fees have on their aggregated portfolios.
   The personal returns tool can provide investors with their "individual performance and allow them to measure that performance over custom time periods."
   The tool gives investors a truer picture of their net returns by accounting for an individual's purchases, sales, fees and asset growth, according to Morningstar.
   "The real world of investing is complicated-people have multiple investments, buy and sell at different times, reinvest dividends, and move money among holdings. This makes it difficult to figure out how your entire portfolio is performing," said David Silva, editor of "Morningstar's new personal returns allow investors to get a true picture of their investment performance, and see how their individual holdings and decisions affect the value of their portfolio. We believe this is the only free Web-based tool available to investors that allows them to generate their personal return on their total stock and fund holdings."
   Registered users of can access their personal returns at no charge in the newly created My Performance section of the site's Portfolio Manager tool. Portfolio Manager is under the Portfolio tab of Users who do not currently track their personal portfolios on will be prompted to enter their holdings.