7. The Woodlands, Texas
The brainchild of Texas oil industry investor George P. Mitchell, The Woodlands is a planned community developed 28 miles north of Houston, with a growing population of more than 100,000 residents that includes many notable athletes. The Woodlands residents have a median credit card debt of $5,088 with a $670 finance charge that will take them an estimated 20 months and 27 days to pay off.
