2. Darien, Conn.

Thirty-seven miles northeast of New York City, with a population of less than 21,000, Darien is one of the wealthiest municipalities in America. The average annual household income is over $300,000. Darien residents have a median credit card debt of $7,935 with a $1,167 finance charge that will take an estimated 23 months and eight days to pay off.

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