Social Security is expected to exhaust its financial reserves in 2033, when benefits will automatically be cut by a quarter.
Only exceptionally high earners are poised to fund all their retirement needs, says a Vanguard study.
If you think handling annuities is a problem, you're not alone.
Advisors often have to bring up this sensitive topic with clients.
What do fixed-income investors say when 15 years of sleepy interest rates suddenly perk up?
Insurance and independent brokerage industries will be hardest hit, Fred Reish says.
The Chicago-based team serves more than 350 retirement plans representing $13 billion in assets.
The fiduciary rule released today will cut "junk fees" and provide billions in savings, the agency says.
The risk that Americans will face poor returns early in retirement is greater than it's been in years, he says.
With 45% of assets devoted to fixed income, these portfolios are the most conservative of all age groups.
The mass affluent represent a deep reservoir of untapped riches for PE firms.
But younger women feel more optimistic, according to the Northwestern Mutual report.
Now that RIAs have figured out how to charge for an annuity, firms are benefiting, too.
Two new surveys suggest pre-retirees may ultimately be disappointed by their retirement expectations.
Workers are increasingly concerned about potential cuts to Social Security benefits in the coming decade.
Gen X women are least likely to have a long-term financial plan, according to a company survey.
Policymakers have an important role to play in people's successful retirements.
Saving for retirement dropped to third on the list of most stress-inducing money concerns.
Alt investments can provide the non-correlated assets that stocks and bonds have failed to deliver, he said.
The era of declining interest rates may have come to an end, and many investors don't seem to realize it.