Life Planning

SEC Proposes More Rules For Advisors


The SEC is proposing new rules aimed at stopping "pay to play" practices by investment advisors who seek to manage money for government pension and 529 plans.

Retirees Feeling Less Secure, Survey Says


The number of retirees who say they are worried about financial security has more than doubled since a year ago.

Unsuitable Annuities Tied To Reverse Mortgages


As more financial advisors sell insurance, a recent report indicates some could be unsuitably cross-selling annuities in conjunction with reverse mortgages.

Middle-Class Retirees Worse Off


Middle-class retirees and those nearing retirement are even worse off now than they were six months ago, says a new study by Ernst & Young. 

Recession Changing Affluent Behavior


U.S. economic woes and stock market volatility have prompted changes in the investment and social behaviors of high-net-worth Americans, says a new survey of CPA financial advisors.

Women Face More Retirement Risks, Study Says


Women have more to fear than men when it comes to facing the financial risks of retirement, according to a new report.

55 And Older Face Tough Road To Make Up Investment Losses


People age 55 and older face much bigger challenges in making up the 401(k) account balances they've lost over the last 18 months than do those under 30, says a new report.

Half Of Americans Fear Retirement Shortfall


Months after the collapse of the financial markets, about half of Americans surveyed said they were concerned about falling behind in their attempt to save for retirement.

Rollover Beethoven


If financial advisors plan ahead, they will have an opportunity to capture a portion of the nearly $6 trillion in expected 401(k) rollovers over the next decade. 

FIxed Annuities Set Sales Records


U.S. fixed annuity sales are soaring and even variable annuities didn't take as big of a hit as the S&P 500, according to reports on first quarter sales of annuities. 

Five Fund Firms Rank High In Informing Advisors


Five out of 17 mutual fund firms studied by Corporate Insight were judged to provide a comprehensive set of Web-based tools to keep advisors informed of market changes. 

Insurance As An Investment

by Mary Rowland

A consultant makes the case for life insurance being treated as an asset class.

Does Asset Allocation Need A Facelift?

by David J. Drucker

Has the 2008 stock market changed the rules of asset allocation and how we manage asset volatility?

Asset Allocation For Our New Reality

by J. Michael Martin

As advisors probe for answers, many have begun to examine their basic big-picture assumptions about the world in which we live and earn our living.

Communicating Positives In A Sea Of Negatives

by Roy Diliberto

Our job is to put things into perspective for our clients and help them focus on living their lives.

N.Y. Politicos Charged In Pension Fund Kickback Scheme


New York's former deputy comptroller and a top political advisor were charged by the SEC with extracting millions in kickbacks from investment firms.

New Study Shows 24% Decline In Retirement Plan Assets


Retirement plans have lost nearly a quarter of their value in this economic crisis, according to a new study.

More Men Go It Alone


Men less than 35 years old are much less likely to ask for outside financial help with their retirement ...

Advisors Advise Congress About Retirement


Two members of the Financial Planning Association testified to Congress on the impact of the failing markets ... 

Advisor Emporium Shows Competing CD Rates Financial advisors can view competing CD rate offers from numerous banks in real time through