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Social Security

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When Spending Is Harder Than Saving

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It’s surprising how little clients may need from their portfolios.

People Expect Government To Fund Almost Half of Retirement Income

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The average person among 15 countries continues to expect government to provide income when he or she retires, a survey says.

Social Security Is Keeping Personal Info Away From Hackers, Says Congressman

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But he berated the agency for poor information security systems and practices that led to a cyber attack two years ago.

Not Junk Mail: This Social Security Letter Can Cut Medicare Costs

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More than 2 million seniors are receiving letters telling them they could be eligible for prescription drug subsidies.

Will Future Health-Care Cost Inflation Devour Wealth?

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Health-care costs are projected to increase at a greater than 5 percent annual clip over the next two decades.

How Clients Get The Most From Social Security's Survivor Benefit

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A new paper shows why it may make sense for a widow to take her own benefit first, and switch to the survivor benefit later.

Conventional Wisdom Can Cost A Retiree Money

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Individuals should use a mix of withdrawal strategies and Social Security in retirement, say two experts.

Aging Erodes Financial Literacy, Study Finds

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Complicating matters, the researchers also found people grow more confident in their money skills as they grow old.

Using Retirement Money Can Be Scary

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Charles DiVencenzo Jr. says advisors need to help clients use their retirement savings wisely.

Young Advisors To Watch In 2016

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These young advisors are learning the ropes differently and thus changing the rules of planning.

Special Advice For Special Needs Parents

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Special needs children’s challenges last a lifetime.

How A Best-Seller Helped Change The Rules Of Social Security

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The book led Washington policymakers to kill what they called unintended Social Security loopholes.

Presidential Candidates Should Talk About Aging, Says Gerentologist

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Changing demographics will cause economic havoc, says Ken Dychtwald.

Why Do More Boomers Think The Retirement Ship Is Sinking?

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Their confidence in their ability to retire is dropping even as the economy continues to improve, a new IRI study says.

An Accountant Navigates Cloudy Elder Abuse Cases

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Karen Webber helps law enforcement by sifting through the bank accounts of defrauded seniors.

Social Security Change Could Cost Couples $100,000

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Advisors are contacting clients to warn them of the loss of the file-and-suspend strategy.

Slowing Growth Clouds Retirement Picture

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JP Morgan says diminished global growth will change the way advisors and individuals craft retirement plans.

Social Security Replacement-Rate Debate Matters For Clients

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Does it replace 40% or 60% of pre-retirement income? The answer matters very much for retirees.

What The 2016 Social Security Changes Mean

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Your old plans are not irrelevant.

Human Capital And Asset Allocation

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Should a client’s job dictate what’s in his or her investment portfolio?

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